Did you know that dental insurance benefits can expire if they are not used? While some dental plans renew at odd times during the year, most plans renew on January 1st.
No Rolling Over
Many dental insurance plans place a yearly maximum on their plans that will not roll over into the next year if they’re not used. However, many people don’t actually use the full maximum and lose out on the benefits.
Overlap Treatment
If you want to have some cosmetic dentistry done or perhaps some restorative dentistry to renew your smile, chances are your insurance won’t cover the entire cost. However, if you start treatment this year, you can use your 2021 benefits and the benefits that renew in 2022. Talk with your dentist about the best way to get the dental care you need and want without breaking the bank.
If You Pay For It, Use It
Dental insurance costs you money to have, so it’s wise to use all of the benefits available to you. However, many people do not do this and rather treat dental insurance as a safety precaution in case something happens. Many times, doing this means losing money and can cause bigger problems.
Dental Problems Worsen Over Time
The best way to avoid costly dental treatment is to, in fact, use your dental benefits on preventive care. Seeing your dentist twice a year can help keep dental problems from occurring or catch them early when treatment is easy and less expensive.
FSA
While a Flexible Savings Account (FSA) isn’t traditional dental insurance, it can function very similarly. These benefits don’t last forever and may expire at the end of December. Essentially, if you’re putting money into an FSA and can use it for dental care, make sure you do so before it expires in January.
Visit us here at Dyer Dental Care, and we’ll assess your oral condition thoroughly and determine
whether or not you’re a candidate for dental treatment. Get in touch with us today call us (510) 487-0311)or book an appointment